About

[vc_row bg_type=”bg_color” bg_override=”full” css=”.vc_custom_1518814432285{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 20px !important;padding-bottom: 80px !important;}”][vc_column width=”2/3″][ultimate_heading main_heading_color=”#111111″ sub_heading_color=”#333333″ alignment=”left” main_heading_font_family=”font_family:Cabin|font_call:Cabin|variant:600″ main_heading_style=”font-weight:600;” main_heading_font_size=”desktop:46px;” main_heading_line_height=”desktop:60px;” sub_heading_font_family=”font_family:Cabin|font_call:Cabin|variant:500″ sub_heading_style=”font-weight:500;” sub_heading_font_size=”desktop:32px;” sub_heading_line_height=”desktop:46px;”]The current White House’s administration also has been trying to simplify it all for borrowers with loans backed by government-controlled mortgage companies[/ultimate_heading][/vc_column][vc_column width=”1/3″][ult_content_box trans_duration=”200″ bg_color=”rgba(84,164,246,0.1)” border=”border-style:none;|” box_shadow=”horizontal:px|vertical:px|blur:px|spread:px|style:none|” padding=”padding:20px;” margin=”margin:0px;” hover_bg_color=”rgba(84,164,246,0.15)” hover_box_shadow=”horizontal:px|vertical:px|blur:px|spread:px|style:none|”][stat_counter icon_size=”32″ icon_color=”#54a4f6″ counter_title=”Complite Projects” counter_value=”248″ speed=”3″ title_font=”font_family:Cabin|font_call:Cabin|variant:600″ title_font_style=”font-weight:600;” counter_color_txt=”#54a4f6″ desc_font=”font_family:Cabin|font_call:Cabin” title_font_size=”desktop:20px;” title_font_line_height=”desktop:32px;” desc_font_size=”desktop:72px;” desc_font_line_height=”desktop:86px;” desc_font_color=”#54a4f6″][/ult_content_box][/vc_column][/vc_row][vc_row css=”.vc_custom_1510262176183{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 80px !important;}”][vc_column width=”1/3″][vc_column_text]Borrowers can expect savings, but the banks aren’t required to give them today’s rock-bottom rates. Under the settlement, the new rate must be at least 0.25 percentage point[/vc_column_text][/vc_column][vc_column width=”1/3″][vc_column_text]Under the settlement, the new rate must be at least 0.25 percentage point lower than the borrower’s existing rate, or decrease monthly payments by at least $100[/vc_column_text][/vc_column][vc_column width=”1/3″][vc_column_text]Many borrowers haven’t been able to use this advantegous lower rates situation because off being “under water,” meaning they owe more than their homes are worth[/vc_column_text][/vc_column][/vc_row][vc_row css=”.vc_custom_1510185370881{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 80px !important;}”][vc_column][cstheme_vc_partners columns=”2″ hover=”transparent” values=”%5B%7B%22partner_img%22%3A%22434%22%7D%2C%7B%22partner_img%22%3A%22433%22%7D%2C%7B%22partner_img%22%3A%22432%22%7D%2C%7B%22partner_img%22%3A%22431%22%7D%2C%7B%22partner_img%22%3A%22429%22%7D%2C%7B%22partner_img%22%3A%22428%22%7D%5D”][/vc_column][/vc_row][vc_row bg_type=”image” parallax_style=”vcpb-vz-jquery” bg_image_new=”id^416|url^https://holisticgroup.com.pk/wp-content/uploads/2018/02/slider-bg6.jpg|caption^null|alt^null|title^slider-bg6|description^null” bg_image_repeat=”no-repeat” parallax_sense=”25″ bg_override=”full” css=”.vc_custom_1518814761399{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 120px !important;padding-bottom: 120px !important;}”][vc_column width=”1/2″][/vc_column][vc_column width=”1/2″][ultimate_heading main_heading=”ADAM RICHMON, CEO” main_heading_color=”#54a4f6″ sub_heading_color=”#111111″ alignment=”left” main_heading_font_family=”font_family:Cabin|font_call:Cabin|variant:700″ main_heading_style=”font-weight:700;” main_heading_font_size=”desktop:16px;” main_heading_line_height=”desktop:30px;” sub_heading_font_family=”font_family:Cabin|font_call:Cabin|variant:500″ sub_heading_style=”font-weight:500;” sub_heading_font_size=”desktop:38px;” sub_heading_line_height=”desktop:52px;” sub_heading_margin=”margin-bottom:30px;” main_heading_margin=”margin-bottom:30px;”]Money is loved when they are held in safe hands. And we love our hands.[/ultimate_heading][vc_single_image image=”410″ img_size=”full” css_animation=”bounceInUp” css=”.vc_custom_1517693174560{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 30px !important;}”][/vc_column][/vc_row][vc_row bg_type=”bg_color” bg_override=”full” bg_color_value=”#54a4f6″ css=”.vc_custom_1518814787735{margin-bottom: 0px !important;padding-top: 80px !important;padding-bottom: 80px !important;}”][vc_column width=”1/3″][bsf-info-box icon=”Evatheme-Icon-Fonts-thin-0661_like_thumb_up_vote” icon_size=”64″ icon_color=”#ffffff” icon_animation=”bounceInUp” title=”Great Team” pos=”top” title_font=”font_family:Cabin|font_call:Cabin|variant:600″ title_font_style=”font-weight:600;” desc_font=”font_family:Cabin|font_call:Cabin” title_font_size=”desktop:24px;” title_font_line_height=”desktop:24px;” title_font_color=”#ffffff” desc_font_size=”desktop:18px;” desc_font_line_height=”desktop:30px;” desc_font_color=”rgba(255,255,255,0.7)” css_info_box=”.vc_custom_1518814799959{padding-right: 30px !important;padding-left: 30px !important;}”]Then the things you’ve always been doing are no longer working[/bsf-info-box][/vc_column][vc_column width=”1/3″][bsf-info-box icon=”Evatheme-Icon-Fonts-thin-0192_window_application_code_shell_terminal” icon_size=”64″ icon_color=”#ffffff” icon_animation=”bounceInUp” title=”Own Tools” pos=”top” title_font=”font_family:Cabin|font_call:Cabin|variant:600″ title_font_style=”font-weight:600;” desc_font=”font_family:Cabin|font_call:Cabin” title_font_size=”desktop:24px;” title_font_line_height=”desktop:24px;” title_font_color=”#ffffff” desc_font_size=”desktop:18px;” desc_font_line_height=”desktop:30px;” desc_font_color=”rgba(255,255,255,0.7)” css_info_box=”.vc_custom_1518814807161{padding-right: 30px !important;padding-left: 30px !important;}”]Choosing a fitting website template is probably the most business[/bsf-info-box][/vc_column][vc_column width=”1/3″][bsf-info-box icon=”Evatheme-Icon-Fonts-thin-0666_award_achievement_prize_medal” icon_size=”64″ icon_color=”#ffffff” icon_animation=”bounceInUp” title=”Many Awards” pos=”top” title_font=”font_family:Cabin|font_call:Cabin|variant:600″ title_font_style=”font-weight:600;” desc_font=”font_family:Cabin|font_call:Cabin” title_font_size=”desktop:24px;” title_font_line_height=”desktop:24px;” title_font_color=”#ffffff” desc_font_size=”desktop:18px;” desc_font_line_height=”desktop:30px;” desc_font_color=”rgba(255,255,255,0.7)” css_info_box=”.vc_custom_1518814815117{padding-right: 30px !important;padding-left: 30px !important;}”]But cheer up, as we’ve prepared a lot of useful tips on this matter[/bsf-info-box][/vc_column][/vc_row][vc_row css=”.vc_custom_1510184379718{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 80px !important;padding-bottom: 40px !important;}”][vc_column width=”1/4″][/vc_column][vc_column width=”1/2″][ultimate_heading main_heading=”Our Professional Team” main_heading_color=”#111111″ sub_heading_color=”#333333″ spacer=”line_only” spacer_position=”middle” line_height=”10″ line_color=”#54a4f6″ main_heading_font_family=”font_family:Cabin|font_call:Cabin|variant:600″ main_heading_style=”font-weight:600;” main_heading_font_size=”desktop:38px;” main_heading_line_height=”desktop:52px;” sub_heading_font_family=”font_family:Cabin|font_call:Cabin|variant:500″ sub_heading_style=”font-weight:500;” sub_heading_font_size=”desktop:18px;” sub_heading_line_height=”desktop:30px;” sub_heading_margin=”margin-bottom:30px;” line_width=”60″ spacer_margin=”margin-top:30px;margin-bottom:30px;”]Each business niche may require a unique functionality of its own… With that notion in mind, our team of professional[/ultimate_heading][/vc_column][vc_column width=”1/4″][/vc_column][/vc_row][vc_row css=”.vc_custom_1510265694331{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 100px !important;}”][vc_column width=”1/3″][ult_content_box trans_duration=”200″ bg_color=”#ffffff” border=”border-style:solid;|border-width:1px;|border-color:rgba(17,17,17,0.1);” box_shadow=”horizontal:px|vertical:px|blur:px|spread:px|color:#f7f7f7|style:none|” padding=”padding-top:30px;padding-right:30px;padding-bottom:10px;padding-left:30px;” hover_bg_color=”rgba(255,255,255,0.1)” hover_box_shadow=”horizontal:px|vertical:px|blur:px|spread:px|color:#f7f7f7|style:none|” hover_border_color=”#54a4f6″ margin=”margin-top:0px;margin-right:0px;margin-bottom:30px;margin-left:0px;”][vc_single_image image=”420″ img_size=”full” css_animation=”bounceInUp” css=”.vc_custom_1518815230880{border-top-width: 0px !important;border-right-width: 0px !important;border-bottom-width: 5px !important;border-left-width: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;border-left-color: #54a4f6 !important;border-left-style: solid !important;border-right-color: #54a4f6 !important;border-right-style: solid !important;border-top-color: #54a4f6 !important;border-top-style: solid !important;border-bottom-color: #54a4f6 !important;border-bottom-style: solid !important;}”][ultimate_heading main_heading=”MANAGER” main_heading_color=”#54a4f6″ sub_heading_color=”#111111″ alignment=”left” main_heading_font_family=”font_family:Cabin|font_call:Cabin|variant:600″ main_heading_style=”font-weight:600;” main_heading_font_size=”desktop:14px;” main_heading_line_height=”desktop:26px;” sub_heading_font_family=”font_family:Cabin|font_call:Cabin|variant:600″ sub_heading_style=”font-weight:600;” sub_heading_font_size=”desktop:32px;” sub_heading_line_height=”desktop:46px;” sub_heading_margin=”margin-bottom:30px;”]John Ferlander[/ultimate_heading][vc_column_text]Borrowers can expect savings, but the banks aren’t required to give them today’s

University of California
Experience 15 years
[/vc_column_text][/ult_content_box][ult_content_box trans_duration=”200″ bg_color=”#ffffff” border=”border-style:solid;|border-width:1px;|border-color:rgba(17,17,17,0.1);” box_shadow=”horizontal:px|vertical:px|blur:px|spread:px|color:#f7f7f7|style:none|” padding=”padding-top:30px;padding-right:30px;padding-bottom:10px;padding-left:30px;” hover_bg_color=”#ffffff” hover_box_shadow=”horizontal:px|vertical:px|blur:px|spread:px|color:#f7f7f7|style:none|” hover_border_color=”#54a4f6″ margin=”margin-top:0px;margin-right:0px;margin-bottom:30px;margin-left:0px;”][vc_single_image image=”685″ img_size=”full” css_animation=”bounceInUp” css=”.vc_custom_1518815368334{border-top-width: 0px !important;border-right-width: 0px !important;border-bottom-width: 5px !important;border-left-width: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;border-left-color: #54a4f6 !important;border-left-style: solid !important;border-right-color: #54a4f6 !important;border-right-style: solid !important;border-top-color: #54a4f6 !important;border-top-style: solid !important;border-bottom-color: #54a4f6 !important;border-bottom-style: solid !important;}”][ultimate_heading main_heading=”MANAGER” main_heading_color=”#54a4f6″ sub_heading_color=”#111111″ alignment=”left” main_heading_font_family=”font_family:Cabin|font_call:Cabin|variant:600″ main_heading_style=”font-weight:600;” main_heading_font_size=”desktop:14px;” main_heading_line_height=”desktop:26px;” sub_heading_font_family=”font_family:Cabin|font_call:Cabin|variant:600″ sub_heading_style=”font-weight:600;” sub_heading_font_size=”desktop:32px;” sub_heading_line_height=”desktop:46px;” sub_heading_margin=”margin-bottom:30px;”]Elsa Montgomery[/ultimate_heading][vc_column_text]Borrowers can expect savings, but the banks aren’t required to give them today’s

University of California
Experience 15 years
[/vc_column_text][/ult_content_box][/vc_column][vc_column width=”1/3″][ult_content_box trans_duration=”200″ bg_color=”#ffffff” border=”border-style:solid;|border-width:1px;|border-color:rgba(17,17,17,0.1);” box_shadow=”horizontal:px|vertical:px|blur:px|spread:px|color:#f7f7f7|style:none|” padding=”padding-top:30px;padding-right:30px;padding-bottom:10px;padding-left:30px;” hover_bg_color=”#ffffff” hover_box_shadow=”horizontal:px|vertical:px|blur:px|spread:px|color:#f7f7f7|style:none|” hover_border_color=”#54a4f6″ margin=”margin-top:0px;margin-right:0px;margin-bottom:30px;margin-left:0px;”][vc_single_image image=”421″ img_size=”full” css_animation=”bounceInUp” css=”.vc_custom_1518815241012{border-top-width: 0px !important;border-right-width: 0px !important;border-bottom-width: 5px !important;border-left-width: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;border-left-color: #54a4f6 !important;border-left-style: solid !important;border-right-color: #54a4f6 !important;border-right-style: solid !important;border-top-color: #54a4f6 !important;border-top-style: solid !important;border-bottom-color: #54a4f6 !important;border-bottom-style: solid !important;}”][ultimate_heading main_heading=”ANALYST” main_heading_color=”#54a4f6″ sub_heading_color=”#111111″ alignment=”left” main_heading_font_family=”font_family:Cabin|font_call:Cabin|variant:600″ main_heading_style=”font-weight:600;” main_heading_font_size=”desktop:14px;” main_heading_line_height=”desktop:26px;” sub_heading_font_family=”font_family:Cabin|font_call:Cabin|variant:600″ sub_heading_style=”font-weight:600;” sub_heading_font_size=”desktop:32px;” sub_heading_line_height=”desktop:46px;” sub_heading_margin=”margin-bottom:30px;”]Amanda Kirsten[/ultimate_heading][vc_column_text]Borrowers can expect savings, but the banks aren’t required to give them today’s

University of Massachusetts
Experience 8 years
[/vc_column_text][/ult_content_box][ult_content_box trans_duration=”200″ bg_color=”#ffffff” border=”border-style:solid;|border-width:1px;|border-color:rgba(17,17,17,0.1);” box_shadow=”horizontal:px|vertical:px|blur:px|spread:px|color:#f7f7f7|style:none|” padding=”padding-top:30px;padding-right:30px;padding-bottom:10px;padding-left:30px;” hover_bg_color=”#ffffff” hover_box_shadow=”horizontal:px|vertical:px|blur:px|spread:px|color:#f7f7f7|style:none|” hover_border_color=”#54a4f6″ margin=”margin-top:0px;margin-right:0px;margin-bottom:30px;margin-left:0px;”][vc_single_image image=”684″ img_size=”full” css_animation=”bounceInUp” css=”.vc_custom_1518815393557{border-top-width: 0px !important;border-right-width: 0px !important;border-bottom-width: 5px !important;border-left-width: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;border-left-color: #54a4f6 !important;border-left-style: solid !important;border-right-color: #54a4f6 !important;border-right-style: solid !important;border-top-color: #54a4f6 !important;border-top-style: solid !important;border-bottom-color: #54a4f6 !important;border-bottom-style: solid !important;}”][ultimate_heading main_heading=”ANALYST” main_heading_color=”#54a4f6″ sub_heading_color=”#111111″ alignment=”left” main_heading_font_family=”font_family:Cabin|font_call:Cabin|variant:600″ main_heading_style=”font-weight:600;” main_heading_font_size=”desktop:14px;” main_heading_line_height=”desktop:26px;” sub_heading_font_family=”font_family:Cabin|font_call:Cabin|variant:600″ sub_heading_style=”font-weight:600;” sub_heading_font_size=”desktop:32px;” sub_heading_line_height=”desktop:46px;” sub_heading_margin=”margin-bottom:30px;”]Jeric Tochinsky[/ultimate_heading][vc_column_text]Borrowers can expect savings, but the banks aren’t required to give them today’s

University of Massachusetts
Experience 8 years
[/vc_column_text][/ult_content_box][/vc_column][vc_column width=”1/3″][ult_content_box trans_duration=”200″ bg_color=”#ffffff” border=”border-style:solid;|border-width:1px;|border-color:rgba(17,17,17,0.1);” box_shadow=”horizontal:px|vertical:px|blur:px|spread:px|color:#f7f7f7|style:none|” padding=”padding-top:30px;padding-right:30px;padding-bottom:10px;padding-left:30px;” hover_bg_color=”#ffffff” hover_box_shadow=”horizontal:px|vertical:px|blur:px|spread:px|color:#f7f7f7|style:none|” hover_border_color=”#54a4f6″ margin=”margin-top:0px;margin-right:0px;margin-bottom:30px;margin-left:0px;”][vc_single_image image=”418″ img_size=”full” css_animation=”bounceInUp” css=”.vc_custom_1518815247686{border-top-width: 0px !important;border-right-width: 0px !important;border-bottom-width: 5px !important;border-left-width: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;border-left-color: #54a4f6 !important;border-left-style: solid !important;border-right-color: #54a4f6 !important;border-right-style: solid !important;border-top-color: #54a4f6 !important;border-top-style: solid !important;border-bottom-color: #54a4f6 !important;border-bottom-style: solid !important;}”][ultimate_heading main_heading=”CHIEF FINANCIER” main_heading_color=”#54a4f6″ sub_heading_color=”#111111″ alignment=”left” main_heading_font_family=”font_family:Cabin|font_call:Cabin|variant:600″ main_heading_style=”font-weight:600;” main_heading_font_size=”desktop:14px;” main_heading_line_height=”desktop:26px;” sub_heading_font_family=”font_family:Cabin|font_call:Cabin|variant:600″ sub_heading_style=”font-weight:600;” sub_heading_font_size=”desktop:32px;” sub_heading_line_height=”desktop:46px;” sub_heading_margin=”margin-bottom:30px;”]Adam Noland[/ultimate_heading][vc_column_text]Borrowers can expect savings, but the banks aren’t required to give them today’s

University of California
Experience 23 years
[/vc_column_text][/ult_content_box][ult_content_box trans_duration=”200″ bg_color=”#ffffff” border=”border-style:solid;|border-width:1px;|border-color:rgba(17,17,17,0.1);” box_shadow=”horizontal:px|vertical:px|blur:px|spread:px|color:#f7f7f7|style:none|” padding=”padding-top:30px;padding-right:30px;padding-bottom:10px;padding-left:30px;” hover_bg_color=”#ffffff” hover_box_shadow=”horizontal:px|vertical:px|blur:px|spread:px|color:#f7f7f7|style:none|” hover_border_color=”#54a4f6″ margin=”margin-top:0px;margin-right:0px;margin-bottom:30px;margin-left:0px;”][vc_single_image image=”683″ img_size=”full” css_animation=”bounceInUp” css=”.vc_custom_1518815420770{border-top-width: 0px !important;border-right-width: 0px !important;border-bottom-width: 5px !important;border-left-width: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;border-left-color: #54a4f6 !important;border-left-style: solid !important;border-right-color: #54a4f6 !important;border-right-style: solid !important;border-top-color: #54a4f6 !important;border-top-style: solid !important;border-bottom-color: #54a4f6 !important;border-bottom-style: solid !important;}”][ultimate_heading main_heading=”MANAGER” main_heading_color=”#54a4f6″ sub_heading_color=”#111111″ alignment=”left” main_heading_font_family=”font_family:Cabin|font_call:Cabin|variant:600″ main_heading_style=”font-weight:600;” main_heading_font_size=”desktop:14px;” main_heading_line_height=”desktop:26px;” sub_heading_font_family=”font_family:Cabin|font_call:Cabin|variant:600″ sub_heading_style=”font-weight:600;” sub_heading_font_size=”desktop:32px;” sub_heading_line_height=”desktop:46px;” sub_heading_margin=”margin-bottom:30px;”]Cristof Longwar[/ultimate_heading][vc_column_text]Borrowers can expect savings, but the banks aren’t required to give them today’s

University of California
Experience 23 years
[/vc_column_text][/ult_content_box][/vc_column][/vc_row][vc_row bg_type=”image” parallax_style=”vcpb-vz-jquery” bg_image_new=”id^679|url^https://holisticgroup.com.pk/wp-content/uploads/2018/02/slider-bg15.jpg|caption^null|alt^null|title^slider-bg15|description^null” bg_image_repeat=”no-repeat” parallax_sense=”25″ bg_override=”full” css=”.vc_custom_1518815022864{margin-top: 0px !important;margin-bottom: -80px !important;padding-top: 80px !important;padding-bottom: 80px !important;}”][vc_column width=”1/4″][/vc_column][vc_column width=”2/4″][ultimate_heading main_heading=”Open a personal account and get a bonus.” main_heading_color=”#ffffff” sub_heading_color=”#ffffff” main_heading_font_family=”font_family:Cabin|font_call:Cabin|variant:600″ main_heading_style=”font-weight:600;” main_heading_font_size=”desktop:46px;” main_heading_line_height=”desktop:60px;” sub_heading_font_family=”font_family:Cabin|font_call:Cabin|variant:500″ sub_heading_style=”font-weight:500;” sub_heading_font_size=”desktop:18px;” sub_heading_line_height=”desktop:30px;” main_heading_margin=”margin-bottom:40px;”][/ultimate_heading][vc_btn title=”Contact Us” style=”custom” custom_background=”#54a4f6″ custom_text=”#ffffff” shape=”square” align=”center” css_animation=”bounceInUp” link=”url:%23|||”][/vc_column][vc_column width=”1/4″][/vc_column][/vc_row]